Cashless Hospitalization & Insurance Facilities

Hassle-free, paperless admissions with zero upfront payment for all eligible government cardholders and private policyholders in Bankura.

Cashless Desk: 9732865555
Govt. of India PM-JAY National Health Authority
Ayushman Bharat PM-JAY Scheme

Ayushman Bharat (PM-JAY)

₹5,00,000 Health Coverage

Empaneled under Pradhan Mantri Jan Arogya Yojana (PM-JAY). Eligible families and newly included citizens aged 70 years and above (Ayushman Vaya Vandana Card) receive completely cashless inpatient treatments at our Nutanganj hospital wing.

Key Benefits at Parasmoni:

  • Pre and post-hospitalization medical coverage
  • Full medicine, diagnostic testing and food coverage during stay
  • Emergency surgical stabilization
  • Senior citizens 70+ dedicated intake desk
ABHA / PM-JAY Card accepted Contact Ayushman Mitra
Govt. of West Bengal Flagship পশ্চিমবঙ্গ সরকার
Swasthya Sathi Logo

স্বাস্থ্যসাথী (Swasthya Sathi)

₹5,00,000 Annual Coverage

Parasmoni Medicare is fully authorized for secondary and tertiary care hospitalizations under Swasthya Sathi. The smart card is issued in the name of the eldest female member of the family and provides complete cashless benefits with zero out-of-pocket expenses.

Key Benefits at Parasmoni:

  • Cashless General & Laparoscopic Surgeries
  • Cashless Orthopedic Fracture Fixations
  • Maternity, LSCS & Gynecological Procedures
  • ICU Care & Inpatient Bed Charges
Smart Card verification on arrival Check Pre-Auth Status
Government Health Scheme State Assistance

Mukhya Mantri Swasthya Yojana

Cashless Medical Support

Empowered medical assistance scheme providing paperless admission and treatment coverage for eligible beneficiaries. Dedicated helpdesk support at Parasmoni Medicare.

Key Benefits at Parasmoni:

  • Paperless, cashless inpatient admission
  • Comprehensive surgery & treatment assistance
  • ICU, bed charges & pharmacy inclusions
  • Dedicated on-site documentation desk
Scheme Card accepted Scheme Helpdesk Info
Corporate & Private Health Insurance

Empaneled Private Insurance & TPA Partners

Fast pre-authorization approvals facilitated directly with our in-house Insurance Department.

Star Health and Allied Insurance

Star Health Insurance

All individual & family floater plans

ICICI Lombard General Insurance

ICICI Lombard

Cashless hospitalization network

SBI General Insurance

SBI General

Instant pre-auth claim support

Cholamandalam MS General Insurance

Chola MS Insurance

Direct tie-up cashless sanctions

HDFC ERGO Health Insurance

HDFC ERGO

Cashless health insurance network

Niva Bupa Health Insurance

Niva Bupa

Express pre-authorization approvals

Reliance General Insurance

Reliance Health

Cashless inpatient admission coverage

Aditya Birla Health Insurance

Aditya Birla

Active health & corporate cashless

We also facilitate cashless pre-authorization via major Third-Party Administrators (TPAs) including Medi Assist, Paramount Health, Heritage Health, Vidal Health, FHPL, Raksha TPA, and MDIndia.

How Cashless Hospitalization Works

Step-by-step admission and cashless clearance procedure.

1

Intake & Verification

Present your Health Insurance Card / Swasthya Sathi card along with Government Photo ID at the admission reception.

2

Pre-Authorization

Our cashless coordinator submits the doctor's treatment note and estimated cost to the TPA portal electronically.

3

Sanction & Treatment

Upon receiving the initial approval from the insurance agency, treatment and surgical procedures proceed seamlessly.

4

Cashless Discharge

Final bill is settled directly by the insurer/government. The patient pays only non-medical consumables (if any).

Documents Required at Admission Desk

  • Swasthya Sathi / Ayushman / TPA Card
  • Aadhaar Card of Patient & Policyholder
  • Doctor's OPD Prescription / Admission Slip
  • Past Diagnostic Reports & Test Slips

Have questions about your coverage?

Call Cashless Desk: 9732865555